Terms of Service

1. Publisher Exemption & Nature of Service

Apex1819 operates as a publisher of general market commentary and trading signals under the publisher's exemption of the Investment Advisers Act of 1940, Section 202(a)(11)(D). All signals, scores, and trade ideas generated by the platform are informational in nature and are delivered identically to all subscribers at the same tier level.

Apex1819 does not provide personalized investment advice, fiduciary services, or individually tailored portfolio recommendations. The AI-generated signals are based on quantitative analysis of publicly available market data and are the same for every subscriber.

2. Subscription & Flat Fee Structure

Access to the Apex1819 platform is provided through flat-fee subscriptions, including a free paper-trading tier. Current pricing tiers:

• Paper — Free
• Starter — $59/mo
• Trader — $149/mo
• Professional — $399/mo
• Institutional & Signal API — custom pricing (contact sales)

Current prices are also published at apex1819.com/pricing. Subscriptions renew automatically. You may cancel at any time through the Billing page. Apex1819 does not charge performance fees, asset-based fees, or commissions on trades.

3. User Responsibility

By using Apex1819, you acknowledge and agree that:

• You are solely responsible for all trading activity in your brokerage account.
• You have the legal capacity and authority to trade securities.
• You understand the risks of securities trading and autonomous AI-based execution.
• You have read and accepted the Risk Disclosure Statement.
• You will not hold Apex1819 liable for trading losses, system errors, or signal inaccuracies.
• You are responsible for compliance with all applicable laws, regulations, and tax obligations in your jurisdiction.

4. Risk of Total Capital Loss

Trading securities, including stocks, ETFs, and options, carries a risk of total capital loss. Past performance — whether of the AI system, paper trading results, or historical backtests — does not guarantee future results. You should only trade with money you can afford to lose entirely.

5. Autonomous Trading Authorization

When you enable live trading and connect a brokerage account, you grant Apex1819's AI agents limited authority to submit, modify, and cancel orders in your account. This authority is constrained by your configured mandate (maximum position size, daily loss limits, drawdown thresholds, and conviction floors). You may revoke this authority at any time via the Emergency Halt function or by disconnecting your broker.

6. Brokerage Relationship

Apex1819 is not a broker-dealer and does not hold, custody, or transfer your funds or securities. All trading is executed through your independently-maintained brokerage account. Your brokerage relationship is solely with your broker. Apex1819 accesses your brokerage account only through authorized API connections which you may revoke at any time.

7. Limitation of Liability

To the maximum extent permitted by law, Apex1819, its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from your use of the platform, including but not limited to trading losses, lost profits, data loss, or service interruptions.

Our total liability shall not exceed the amount of subscription fees you have paid in the twelve (12) months preceding the claim.

8. Dispute Resolution & Arbitration

Any dispute, claim, or controversy arising from or relating to these Terms or your use of Apex1819 shall be resolved through binding individual arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

You agree to waive your right to participate in class actions, class arbitrations, or any form of representative proceedings. The arbitrator's decision shall be final and binding.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. The exclusive venue for any arbitration or permitted court proceedings shall be Wilmington, Delaware.

10. Modifications

Apex1819 reserves the right to modify these Terms at any time. Material changes will be communicated via email and in-app notification at least 30 days before taking effect. Continued use of the platform after changes take effect constitutes acceptance of the modified Terms.